{"id":33899,"date":"2026-05-07T20:12:41","date_gmt":"2026-05-07T20:12:41","guid":{"rendered":"https:\/\/volity.io\/blog\/what-is-total-return-2\/"},"modified":"2026-05-19T04:57:30","modified_gmt":"2026-05-19T04:57:30","slug":"what-is-total-return","status":"publish","type":"post","link":"https:\/\/volity.io\/es\/glossary-es\/what-is-total-return\/","title":{"rendered":"Qu\u00e9 es el retorno total"},"content":{"rendered":"\n    <style>\n    .vd-wrap {\n        display: flex;\n        align-items: flex-start;\n        gap: 20px;\n        background: #ffffff;\n        border: 1px solid #f2f4f7;\n        border-left: 4px solid #c0392b;\n        border-radius: 12px;\n        padding: 24px;\n        margin: 30px 0;\n        box-sizing: border-box;\n        width: 100%;\n        box-shadow: 0 4px 20px rgba(0,0,0,0.04);\n        position: relative;\n        overflow: hidden;\n    }\n    .vd-wrap::after {\n        content: \"\";\n        position: absolute;\n        right: -20px;\n        bottom: -20px;\n        width: 100px;\n        height: 100px;\n        background: radial-gradient(circle, rgba(192, 57, 43, 0.03) 0%, transparent 70%);\n        pointer-events: none;\n    }\n    .vd-icon {\n        flex-shrink: 0;\n        background: #fff5f4;\n        border: 1px solid #fee2e1;\n        border-radius: 8px;\n        width: 40px;\n        height: 40px;\n        display: flex;\n        align-items: center;\n        justify-content: center;\n    }\n    .vd-icon svg { width: 22px; height: 22px; }\n    .vd-content { flex: 1; min-width: 0; }\n    .vd-label {\n        display: block;\n        font-size: 11px;\n        font-weight: 800;\n        letter-spacing: 0.1em;\n        text-transform: uppercase;\n        color: #c0392b;\n        margin-bottom: 8px;\n        font-family: \"Inter\", sans-serif;\n    }\n    .vd-text {\n        font-size: 14px;\n        line-height: 1.6;\n        color: #475467;\n        margin: 0;\n        font-family: \"Inter\", sans-serif;\n    }\n    .vd-text p { margin: 0 0 10px 0; }\n    .vd-text p:last-child { margin-bottom: 0; }\n    .vd-text strong { color: #101828; font-weight: 600; }\n    .vd-text a { color: #c0392b; text-decoration: underline; }\n    @media (max-width: 600px) {\n        .vd-wrap { flex-direction: column; gap: 12px; padding: 20px; }\n        .vd-icon { width: 32px; height: 32px; }\n    }\n    <\/style>\n\n    <div class=\"vd-wrap\" role=\"alert\" aria-label=\"Divulgaci\u00f3n de riesgos\">\n        <div class=\"vd-icon\">\n            <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                <path d=\"M12 9V14M12 17.01L12.01 16.998M12 21C16.9706 21 21 16.9706 21 12C21 7.02944 16.9706 3 12 3C7.02944 3 3 7.02944 3 12C3 16.9706 7.02944 21 12 21Z\" stroke=\"#c0392b\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <\/svg>\n        <\/div>\n        <div class=\"vd-content\">\n            <span class=\"vd-label\">Divulgaci\u00f3n de Riesgo Regulatorio<\/span>\n            <div class=\"vd-text\"><p>Invertir en productos financieros conlleva riesgos. Las p\u00e9rdidas pueden superar el valor de su inversi\u00f3n inicial.<\/p><\/div>\n        <\/div>\n    <\/div>\n\r\n\r\n\r\n\r\n\r\n<div class=\"wp-block-group volity-quick-answer\" data-volity-quick-answer=\"2026-05-08\" style=\"border-color:#0066cc;border-width:4px;border-radius:8px;padding:20px;background:#f7f9fc;border-left:4px solid #0066cc\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading volity-qa-heading\">Respuesta r\u00e1pida<\/h2>\r\n\r\n\r\n\r\n<p>El retorno total es la ganancia combinada de una inversi\u00f3n, formada por la revalorizaci\u00f3n del precio y los ingresos (dividendos, intereses, distribuciones) durante un periodo. Se expresa como porcentaje de la inversi\u00f3n inicial. El retorno total es la medida m\u00e1s precisa del rendimiento de una inversi\u00f3n, porque incluye tanto las plusval\u00edas como los ingresos. No tiene en cuenta los impuestos ni las comisiones de operaci\u00f3n.<\/p>\r\n\r\n<\/div><\/div>\r\n\r\n\r\n<h2>Puntos clave<\/h2>\r\n<p>El retorno total mide el rendimiento completo de una inversi\u00f3n e incluye tanto las plusval\u00edas como los ingresos.<\/p>\r\n<p>Tiene en cuenta dividendos, intereses, beneficios reinvertidos y variaciones de precio.<\/p>\r\n<p>Expresado como porcentaje, ofrece una imagen m\u00e1s clara de la rentabilidad real.<\/p>\r\n<p>Es esencial para comparar inversiones y evaluar el crecimiento del patrimonio a largo plazo.<\/p>\r\n<p>Se calcula con la f\u00f3rmula: Retorno total = ((Valor final, Valor inicial) + Ingresos) \u00f7 Valor inicial.<\/p>\r\n<p>\u00bfQu\u00e9 es el retorno total? Definici\u00f3n, f\u00f3rmula y ejemplos explicados<\/p>\r\n<p>Descubre qu\u00e9 significa el retorno total al invertir, c\u00f3mo se calcula y por qu\u00e9 importa. Ejemplos, f\u00f3rmula y su papel para evaluar el rendimiento global de una inversi\u00f3n.<\/p>\r\n<h2>\u00bfQu\u00e9 es el retorno total?<\/h2>\r\n<p>El retorno total es un concepto fundamental en finanzas que cuantifica el rendimiento global de una inversi\u00f3n, teniendo en cuenta tanto las plusval\u00edas como los ingresos generados. Ofrece a los inversores una visi\u00f3n completa del comportamiento de una inversi\u00f3n durante un periodo concreto, incluidos los dividendos, los intereses y cualquier variaci\u00f3n de su valor.<\/p>\r\n<p>Al evaluar el retorno total, los inversores consideran dos componentes principales:<\/p>\r\n<p>Plusval\u00edas (o minusval\u00edas): el aumento o la disminuci\u00f3n del valor de una inversi\u00f3n con el paso del tiempo. Las plusval\u00edas aparecen cuando el precio de un valor supera el precio de compra inicial. Las minusval\u00edas se producen cuando el valor cae y reducen el retorno total. Los inversores suelen preguntarse c\u00f3mo calcular las plusval\u00edas y minusval\u00edas, ya que ambas son centrales en el retorno total.<\/p>\r\n<p>Ingresos generados: pagos peri\u00f3dicos como los dividendos de acciones o los intereses de bonos. Si se reinvierten, estos ingresos se acumulan y pueden mejorar de forma notable el rendimiento global.<\/p>\r\n<p>El an\u00e1lisis del retorno total es clave para los inversores, ya que permite evaluar la rentabilidad global de una inversi\u00f3n. Facilita comparar diferentes inversiones y tomar decisiones informadas en funci\u00f3n de los objetivos personales y la tolerancia al riesgo.<\/p>\r\n<p>Para los inversores de largo plazo, entender el retorno total resulta especialmente \u00fatil. Ayuda a tomar mejores decisiones sobre asignaci\u00f3n de cartera, diversificaci\u00f3n y gesti\u00f3n del riesgo, con foco en el crecimiento del patrimonio a lo largo del tiempo.<\/p>\r\n<h2>\u00bfCu\u00e1l es un ejemplo de retorno total?<\/h2>\r\n<p>El retorno total suele expresarse en porcentaje. Por ejemplo, si una inversi\u00f3n tiene un retorno total del 10 % en un a\u00f1o, significa que su valor ha aumentado un 10 %. Esto incluye cualquier ingreso obtenido, como dividendos o pagos de intereses.<\/p>\r\n<p>Otro ejemplo: un inversor coloca 1.000 \u20ac en una acci\u00f3n que paga un dividendo anual del 2 %. Tras un a\u00f1o, la acci\u00f3n sube 100 \u20ac (10 %) y reparte 20 \u20ac en dividendos. En conjunto, esto supone un retorno total del 12 %.<\/p>\r\n<p>El retorno total tiene en cuenta tanto el aumento del valor de la inversi\u00f3n como los ingresos generados, lo que ofrece una visi\u00f3n completa del rendimiento. Al incluir plusval\u00edas e ingresos, proporciona una medida m\u00e1s precisa de c\u00f3mo ha evolucionado una inversi\u00f3n en un periodo concreto.<\/p>\r\n<p>Temas relacionados | Sigue aprendiendo con Volity<\/p>\r\n<p>Consulta los recursos siguientes para profundizar en los fundamentos del trading.<\/p>\r\n<h2>\u00bfC\u00f3mo se calcula el retorno total de una acci\u00f3n?<\/h2>\r\n<p>Muchos inversores quieren saber c\u00f3mo calcular el retorno total al analizar el rendimiento. Para calcular el retorno total de una acci\u00f3n hay que considerar:<\/p>\r\n<p>Revalorizaci\u00f3n del capital: resta el precio de compra al precio de venta.<\/p>\r\n<p>Dividendos recibidos: suma todos los dividendos cobrados durante el periodo de tenencia.<\/p>\r\n<p>Combinaci\u00f3n: suma la revalorizaci\u00f3n del capital y los dividendos para obtener el retorno total.<\/p>\r\n<p>Este proceso es una herramienta de comparaci\u00f3n \u00fatil, tanto si inviertes directamente a trav\u00e9s de un br\u00f3ker de acciones como si prefieres exposici\u00f3n v\u00eda fondos u otros veh\u00edculos.<\/p>\r\n<h2>\u00bfCu\u00e1l es la f\u00f3rmula del retorno total?<\/h2>\r\n<p>Para calcular el retorno total se utiliza la siguiente f\u00f3rmula:<\/p>\r\n<p>Retorno total = ((Valor final, Valor inicial) + Dividendos o Intereses) \/ Valor inicial<\/p>\r\n<p>Por ejemplo, has invertido 10.000 \u20ac en una acci\u00f3n a principios de a\u00f1o. Al cierre del a\u00f1o, la acci\u00f3n se ha revalorizado a 12.000 \u20ac y has recibido 400 \u20ac en dividendos.<\/p>\r\n\r\n\r\n<ul class=\"wp-block-list\"><li>Aplicando la f\u00f3rmula del retorno total:<\/li><li>Retorno total = ((12.000 \u20ac, 10.000 \u20ac) + 400 \u20ac) \/ 10.000 \u20ac<\/li><li>= (2.400 \u20ac + 400 \u20ac) \/ 10.000 \u20ac<\/li><li>= 2.800 \u20ac \/ 10.000 \u20ac<\/li><li>= 0,28<\/li><\/ul>\r\n\r\n<p>El retorno total de tu inversi\u00f3n ser\u00eda, por tanto, del 28 %. Esto integra tanto la revalorizaci\u00f3n de la acci\u00f3n como los dividendos recibidos. Estos c\u00e1lculos resultan igual de relevantes tanto si compras acciones individuales, operas \u00edndices burs\u00e1tiles a trav\u00e9s de un br\u00f3ker de \u00edndices o especulas con estrategias de trading de CFD.<\/p>\r\n\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\r\n\r\n\r\n\r\n<div class=\"wp-block-group volity-authority-footer\" data-volity-authority=\"seo-2026-05-08\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">Fuentes verificadas<\/h3>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.sec.gov\/edgar.shtml\" rel=\"noopener\" target=\"_blank\">Registros SEC EDGAR<\/a><\/li><li><a href=\"https:\/\/www.nyse.com\/market-data\" rel=\"noopener\" target=\"_blank\">Datos de mercado NYSE<\/a><\/li><li><a href=\"https:\/\/www.cfainstitute.org\/en\/research\" rel=\"noopener\" target=\"_blank\">Investigaci\u00f3n de CFA Institute<\/a><\/li><\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">M\u00e1s en Volity<\/h3>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/volity.io\/es\/acciones\/what-is-stock-trading\/\">Qu\u00e9 es el trading de acciones<\/a><\/li><li><a href=\"https:\/\/volity.io\/es\/glossary-es\/what-are-blue-chip-stocks\/\">Qu\u00e9 son las acciones blue chip<\/a><\/li><li><a href=\"https:\/\/volity.io\/es\/glossary-es\/what-is-volume-in-stocks\/\">Qu\u00e9 es el volumen en acciones<\/a><\/li><li><a href=\"https:\/\/volity.io\/es\/glossary-es\/what-is-arbitrage\/\">Qu\u00e9 es el arbitraje<\/a><\/li><li><a href=\"https:\/\/volity.io\/es\/trading-platforms-es\/best-trading-platforms\/\">Mejores plataformas de trading<\/a><\/li><\/ul>\r\n\r\n\r\n\r\n<p class=\"volity-last-reviewed\" style=\"font-size:13px;color:#5a6577;margin-top:18px\"><em>\u00daltima revisi\u00f3n: 2026-05-08 por Alexander Bennett, analista financiero principal de Volity. Actualizamos este art\u00edculo cada vez que cambian los datos de mercado, el marco regulatorio o las funciones de la plataforma.<\/em><\/p>\r\n\r\n<\/div><\/div>\r\n\n\n\n    <style>\n    .volity-coi {\n        background: #fff;\n        border: 1px solid #c5d8ee;\n        border-radius: 8px;\n        margin: 32px 0;\n        font-family: \"Inter\", sans-serif;\n        font-size: 13.5px;\n        line-height: 1.75;\n        color: #4a4a4a;\n        box-sizing: border-box;\n        width: 100%;\n        overflow: hidden;\n    }\n    .volity-coi .coi-heading {\n        display: block;\n        background: #2c6fad;\n        color: #fff;\n        font-size: 11px;\n        font-weight: 700;\n        letter-spacing: 0.09em;\n        text-transform: uppercase;\n        padding: 9px 22px;\n        margin: 0;\n    }\n    .volity-coi .coi-body { padding: 16px 22px; }\n    .volity-coi .coi-body p { margin: 0 0 10px 0; }\n    .volity-coi .coi-body p:last-child { margin-bottom: 0; }\n    .volity-coi a { color: #2c6fad; text-decoration: underline; }\n    @media(max-width:480px) {\n        .volity-coi .coi-body { padding: 14px 16px; font-size: 13px; }\n        .volity-coi .coi-heading { padding: 8px 16px; }\n    }\n    <\/style>\n    <div class=\"volity-coi\" role=\"note\">\n        <span class=\"coi-heading\">\u24d8 Divulgaci\u00f3n<\/span>\n        <div class=\"coi-body\"><p>Volity opera una plataforma de trading y tambi\u00e9n publica contenido educativo y anal\u00edtico sobre trading. El contenido de esta p\u00e1gina es solo con fines educativos y no debe considerarse asesoramiento financiero. Volity puede beneficiarse comercialmente cuando los lectores abren cuentas de trading a trav\u00e9s de enlaces en este sitio.<\/p><p>Nuestro contenido se produce y revisa seg\u00fan <a href=\"https:\/\/volity.io\/es\/editorial-standards\/\">normas editoriales<\/a> documentadas; la metodolog\u00eda de comparaci\u00f3n y revisi\u00f3n se publica <a href=\"https:\/\/volity.io\/es\/editorial-standards\/review-methodology\/\">aqu\u00ed<\/a>.<\/p><\/div>\n    <\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Respuesta r\u00e1pida El retorno total es la ganancia combinada de una inversi\u00f3n, formada por la revalorizaci\u00f3n del precio y los ingresos (dividendos, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":28737,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"custom_schema":"","footnotes":""},"categories":[260],"tags":[],"class_list":["post-33899","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-glossary-es"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Qu\u00e9 es el retorno total 2026: definici\u00f3n, f\u00f3rmula, ejemplos<\/title>\n<meta name=\"description\" content=\"El retorno total mide el rendimiento de una inversi\u00f3n con las ganancias de precio m\u00e1s los ingresos (dividendos, intereses). 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Por ejemplo, si una inversi\u00f3n tiene un retorno total del 10 % en un a\u00f1o, significa que su valor ha aumentado un 10 %. Esto incluye cualquier ingreso obtenido, como dividendos o pagos de intereses. Otro ejemplo: un inversor coloca 1.000 \u20ac en una acci\u00f3n que paga un dividendo anual del 2 %. Tras un a\u00f1o, la acci\u00f3n sube 100 \u20ac (10 %) y reparte 20 \u20ac en dividendos. En conjunto, esto supone un retorno total del 12 %. El retorno total tiene en cuenta tanto el aumento del valor de la inversi\u00f3n como los ingresos generados, lo que ofrece una visi\u00f3n completa del rendimiento. Al incluir plusval\u00edas e ingresos, proporciona una medida m\u00e1s precisa de c\u00f3mo ha evolucionado una inversi\u00f3n en un periodo concreto. Temas relacionados | Sigue aprendiendo con Volity Consulta los recursos siguientes para profundizar en los fundamentos del trading.\"}},{\"@type\":\"Question\",\"name\":\"\u00bfC\u00f3mo se calcula el retorno total de una acci\u00f3n?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Muchos inversores quieren saber c\u00f3mo calcular el retorno total al analizar el rendimiento. Para calcular el retorno total de una acci\u00f3n hay que considerar: Revalorizaci\u00f3n del capital: resta el precio de compra al precio de venta. Dividendos recibidos: suma todos los dividendos cobrados durante el periodo de tenencia. Combinaci\u00f3n: suma la revalorizaci\u00f3n del capital y los dividendos para obtener el retorno total. Este proceso es una herramienta de comparaci\u00f3n \u00fatil, tanto si inviertes directamente a trav\u00e9s de un br\u00f3ker de acciones como si prefieres exposici\u00f3n v\u00eda fondos u otros veh\u00edculos.\"}},{\"@type\":\"Question\",\"name\":\"\u00bfCu\u00e1l es la f\u00f3rmula del retorno total?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Para calcular el retorno total se utiliza la siguiente f\u00f3rmula: Retorno total = ((Valor final, Valor inicial) + Dividendos o Intereses) \\\/ Valor inicial Por ejemplo, has invertido 10.000 \u20ac en una acci\u00f3n a principios de a\u00f1o. Al cierre del a\u00f1o, la acci\u00f3n se ha revalorizado a 12.000 \u20ac y has recibido 400 \u20ac en dividendos. Aplicando la f\u00f3rmula del retorno total: Retorno total = ((12.000 \u20ac, 10.000 \u20ac) + 400 \u20ac) \\\/ 10.000 \u20ac = (2.400 \u20ac + 400 \u20ac) \\\/ 10.000 \u20ac = 2.800 \u20ac \\\/ 10.000 \u20ac = 0,28 El retorno total de tu inversi\u00f3n ser\u00eda, por tanto, del 28 %. Esto integra tanto la revalorizaci\u00f3n de la acci\u00f3n como los dividendos recibidos. Estos c\u00e1lculos resultan igual de relevantes tanto si compras acciones individuales, operas \u00edndices burs\u00e1tiles a trav\u00e9s de un br\u00f3ker de \u00edndices o especulas con estrategias de trading de CFD.\"}}],\"speakable\":{\"@type\":\"SpeakableSpecification\",\"cssSelector\":[\"h1\",\".entry-content > p:first-of-type\",\".entry-content h2\",\".faq-question\",\"[data-volity-takeaways]\"]}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Qu\u00e9 es el retorno total 2026: definici\u00f3n, f\u00f3rmula, ejemplos","description":"El retorno total mide el rendimiento de una inversi\u00f3n con las ganancias de precio m\u00e1s los ingresos (dividendos, intereses). 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More on Alexander's background and approach: https:\/\/volity.io\/alexander-bennett\/","sameAs":["https:\/\/www.linkedin.com\/in\/alexanderbennettfm\/","https:\/\/volity.io\/alexander-bennett\/"],"jobTitle":"Financial Analyst & Trading Strategy Expert","givenName":"Alexander","familyName":"Bennett","url":"https:\/\/volity.io\/alexander-bennett\/","worksFor":{"@type":"Organization","@id":"https:\/\/volity.io\/#organization","name":"Volity"},"knowsAbout":["Forex trading","Cryptocurrency markets","Technical analysis","Risk management","CFD trading","Commodities trading","Trading strategy","MetaTrader 4","MetaTrader 5"],"hasCredential":[{"@type":"EducationalOccupationalCredential","name":"Technical Analysis Certification","credentialCategory":"certification","recognizedBy":{"@type":"Organization","name":"International Federation of Technical Analysts","url":"https:\/\/www.ifta.org\/"}},{"@type":"EducationalOccupationalCredential","name":"Financial Risk Manager","credentialCategory":"certification","recognizedBy":{"@type":"Organization","name":"Global Association of Risk Professionals","url":"https:\/\/www.garp.org\/"}}]},{"@type":"FAQPage","@id":"https:\/\/volity.io\/es\/glossary-es\/what-is-total-return\/#faq","mainEntity":[{"@type":"Question","name":"\u00bfCu\u00e1l es un ejemplo de retorno total?","acceptedAnswer":{"@type":"Answer","text":"El retorno total suele expresarse en porcentaje. Por ejemplo, si una inversi\u00f3n tiene un retorno total del 10 % en un a\u00f1o, significa que su valor ha aumentado un 10 %. Esto incluye cualquier ingreso obtenido, como dividendos o pagos de intereses. Otro ejemplo: un inversor coloca 1.000 \u20ac en una acci\u00f3n que paga un dividendo anual del 2 %. Tras un a\u00f1o, la acci\u00f3n sube 100 \u20ac (10 %) y reparte 20 \u20ac en dividendos. En conjunto, esto supone un retorno total del 12 %. El retorno total tiene en cuenta tanto el aumento del valor de la inversi\u00f3n como los ingresos generados, lo que ofrece una visi\u00f3n completa del rendimiento. Al incluir plusval\u00edas e ingresos, proporciona una medida m\u00e1s precisa de c\u00f3mo ha evolucionado una inversi\u00f3n en un periodo concreto. Temas relacionados | Sigue aprendiendo con Volity Consulta los recursos siguientes para profundizar en los fundamentos del trading."}},{"@type":"Question","name":"\u00bfC\u00f3mo se calcula el retorno total de una acci\u00f3n?","acceptedAnswer":{"@type":"Answer","text":"Muchos inversores quieren saber c\u00f3mo calcular el retorno total al analizar el rendimiento. Para calcular el retorno total de una acci\u00f3n hay que considerar: Revalorizaci\u00f3n del capital: resta el precio de compra al precio de venta. Dividendos recibidos: suma todos los dividendos cobrados durante el periodo de tenencia. Combinaci\u00f3n: suma la revalorizaci\u00f3n del capital y los dividendos para obtener el retorno total. Este proceso es una herramienta de comparaci\u00f3n \u00fatil, tanto si inviertes directamente a trav\u00e9s de un br\u00f3ker de acciones como si prefieres exposici\u00f3n v\u00eda fondos u otros veh\u00edculos."}},{"@type":"Question","name":"\u00bfCu\u00e1l es la f\u00f3rmula del retorno total?","acceptedAnswer":{"@type":"Answer","text":"Para calcular el retorno total se utiliza la siguiente f\u00f3rmula: Retorno total = ((Valor final, Valor inicial) + Dividendos o Intereses) \/ Valor inicial Por ejemplo, has invertido 10.000 \u20ac en una acci\u00f3n a principios de a\u00f1o. Al cierre del a\u00f1o, la acci\u00f3n se ha revalorizado a 12.000 \u20ac y has recibido 400 \u20ac en dividendos. Aplicando la f\u00f3rmula del retorno total: Retorno total = ((12.000 \u20ac, 10.000 \u20ac) + 400 \u20ac) \/ 10.000 \u20ac = (2.400 \u20ac + 400 \u20ac) \/ 10.000 \u20ac = 2.800 \u20ac \/ 10.000 \u20ac = 0,28 El retorno total de tu inversi\u00f3n ser\u00eda, por tanto, del 28 %. Esto integra tanto la revalorizaci\u00f3n de la acci\u00f3n como los dividendos recibidos. Estos c\u00e1lculos resultan igual de relevantes tanto si compras acciones individuales, operas \u00edndices burs\u00e1tiles a trav\u00e9s de un br\u00f3ker de \u00edndices o especulas con estrategias de trading de CFD."}}],"speakable":{"@type":"SpeakableSpecification","cssSelector":["h1",".entry-content > p:first-of-type",".entry-content h2",".faq-question","[data-volity-takeaways]"]}}]}},"yoast_meta":{"yoast_wpseo_title":"Qu\u00e9 es el retorno total 2026: definici\u00f3n, f\u00f3rmula, ejemplos","yoast_wpseo_metadesc":"El retorno total mide el rendimiento de una inversi\u00f3n con las ganancias de precio m\u00e1s los ingresos (dividendos, intereses). 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