{"id":37198,"date":"2026-05-29T09:44:03","date_gmt":"2026-05-29T09:44:03","guid":{"rendered":"https:\/\/volity.io\/sin-categorizar\/what-is-usdc\/"},"modified":"2026-06-04T06:36:33","modified_gmt":"2026-06-04T06:36:33","slug":"what-is-usdc","status":"publish","type":"post","link":"https:\/\/volity.io\/es\/glosario\/what-is-usdc\/","title":{"rendered":"Qu\u00e9 es USDC (USD Coin)"},"content":{"rendered":"<h2>C\u00f3mo funciona USDC<\/h2>\n<p>USDC, o USD Coin, es un <a href=\"https:\/\/volity.io\/es\/glosario\/what-is-a-stablecoin\/\">stablecoin<\/a> en d\u00f3lares emitido por Circle. Cada token est\u00e1 respaldado uno a uno por efectivo y letras del Tesoro de EE. UU. a corto plazo en cuentas segregadas, con atestaciones mensuales de una gran firma de auditor\u00eda. Esa transparencia es su sello: puedes auditar las reservas en lugar de creerlas, lo que ha hecho de USDC el token en d\u00f3lares preferido para los flujos regulados e institucionales.<\/p>\n<h2>Ejemplo num\u00e9rico<\/h2>\n<p>Vendes un altcoin vol\u00e1til a USDC a 1,00 $ para salir del riesgo. El valor se asienta on-chain en d\u00f3lares, sin transferencia bancaria, y puedes volver al mercado en segundos si las condiciones mejoran. USDC se comporta como efectivo entre operaciones, el mismo papel que <a href=\"https:\/\/volity.io\/es\/glosario\/what-is-usdt\/\">USDT<\/a>, con un respaldo m\u00e1s conservador y m\u00e1s divulgado.<\/p>\n<h2>USDC en Volity<\/h2>\n<p>Volity acepta dep\u00f3sitos de USDC en las cadenas principales sin comisiones de dep\u00f3sito, acreditados en minutos. Es una de las v\u00edas m\u00e1s r\u00e1pidas para financiar una cuenta Markets y una moneda de liquidaci\u00f3n natural para los CFD de cripto. Para los traders a quienes les importa la calidad de las reservas, USDC es la opci\u00f3n conservadora por defecto entre los tokens en d\u00f3lares.<\/p>\n<h2>Por qu\u00e9 importa<\/h2>\n<p>Incluso un stablecoin bien respaldado es un pasivo del emisor, no un dep\u00f3sito bancario, y perdi\u00f3 brevemente su paridad durante la tensi\u00f3n bancaria de 2023 antes de recuperarla. La transparencia mitiga ese riesgo, pero no lo elimina. Prefiere reservas divulgadas y derechos de reembolso claros, y trata todo stablecoin como capital de trabajo, no como cuenta de ahorro. V\u00e9ase tambi\u00e9n: <a href=\"https:\/\/volity.io\/es\/glosario\/what-is-defi\/\">DeFi<\/a>.<\/p>\n<p>M\u00e1s en nuestra p\u00e1gina de <a href=\"https:\/\/volity.io\/es\/cripto\/\">cripto<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00f3mo funciona USDC USDC, o USD Coin, es un stablecoin en d\u00f3lares emitido por Circle. Cada token est\u00e1 respaldado uno a uno [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":37372,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"custom_schema":"","footnotes":""},"categories":[260],"tags":[],"class_list":["post-37198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-glosario"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Qu\u00e9 es USDC (USD Coin)<\/title>\n<meta name=\"description\" content=\"USDC es una stablecoin d\u00f3lar emitida por Circle, respaldada 1:1 por efectivo y letras del Tesoro cortas con atestaciones mensuales. 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