Fund it once.
Use it everywhere.
One Volity account holds your currencies and your digital assets side by side, moves money to banks worldwide, cards and wallets, and opens straight into 10,000+ markets from the same balance.
Everything money has to do, in one account
Most people run their money across three or four disconnected apps: a bank for salary, an exchange for crypto, a card for spending, a broker for investing. Every hop costs a fee, a delay, or both. Volity runs all of it from one balance.
Bank transfers, worldwide
Send to an IBAN or bank account on any continent, and receive the same way. SEPA covers Europe; regulated banking partners cover the rest.
Personal and business, side by side
Run a personal profile and a company profile from one login, each with its own balances and history, so household money and business money never get tangled.
Pay bills, invoices and people
Utility bills, supplier and agent invoices, or money to family: it all leaves the same balance, in the currency the other side wants. Every payment runs under the same AML checks that protect the account.
Move between currency and crypto
Turn euros into BTC, ETH, USDT or USDC and back again at a flat 1% conversion fee, with the rate and the cost shown before you confirm.
Your assets stay yours
Digital assets sit in wallets created for your account alone, never pooled with anyone else's, so you can check your own balance on the blockchain at any time.
Instant transfers between users
Send to another Volity account by User ID and it lands in seconds. In the same currency it is completely free, at any amount, as often as you like.
One place instead of four
Balances, payments, conversions and market positions all live in the same interface, so there is nothing to reconcile between a bank app, an exchange and a broker at the end of the month.
The money you move is the money you can grow
On most setups, paying and investing live in different places: money leaves a bank, waits in an exchange, then moves again before it can do anything useful. Here the balance that settles a bill on Monday is the balance that can hold dollars, euros or USDT on Tuesday and reach forex, gold, indices and stocks on Wednesday.
Nothing has to be moved between apps to change its job. Start with the part you need today, whether that is a multi-currency wallet, a card deposit or a first trade, and the rest is already there when you want it.
One wallet, every currency you use
Hold euros, dollars and digital assets together, move between them at a flat 1%, and see exactly what you own at any moment. Security and compliance run underneath, not in your way.
What that looks like on an ordinary month
Get started in 4 simple steps
Opening and using your profile is designed to be straightforward, while still meeting all required compliance obligations.
Online sign-up
Create your personal and/or business profile online in just a few minutes by providing basic details and contact information.
Quick verification
Complete a streamlined KYC/KYB check so we can verify your identity or company and enable access in a secure, compliant way.
Top up
Add funds via supported digital assets or send a fiat transfer through our licensed banking partners to activate your profile.
Use instantly
Once funded, you can send and receive payments, move digital assets, use internal transfers and access your wallet tools immediately.
Frequently asked questions
Key information about deposits, withdrawals, supported assets, on-chain wallets and regulatory requirements such as KYC and the Travel Rule.
How can I deposit funds?
Two ways in. Send BTC, ETH, USDT or USDC from any external wallet to your own deposit address and there is no deposit fee, or top up by VISA or Mastercard from €10 for a 2.99% card fee. Either way the money is usually there within minutes.
Can I withdraw crypto?
Yes. Send BTC, ETH, USDT or USDC to any external wallet address once your account is verified. On-chain withdrawals move at network speed, and Volity does not charge a withdrawal fee.
Which digital assets are supported?
The core set includes BTC, ETH, USDT and USDC. Availability of additional assets may change over time in line with risk and compliance policies.
How do internal transfers work?
Enter the other person's User ID and it lands in seconds, day or night. In the same currency the transfer is completely free, at any amount and any frequency. If it converts between currencies, a flat 1% applies and you see it before you confirm.
What is KYC and why is it required?
KYC ("Know Your Customer") is a regulatory process to verify who is using the platform. It helps prevent fraud, financial crime and misuse, and is mandatory under international standards.
Which countries are supported?
Bank payments reach accounts worldwide and crypto reaches any wallet address, so most of the map is covered. What is available to you personally depends on your country of residence and the rules that apply there.
What are on-chain segregated wallets?
It means your digital assets have their own blockchain address, created for your account alone rather than pooled with everyone else's. You can look that address up and confirm your balance yourself, without taking our word for it.
What is the Travel Rule?
The Travel Rule requires certain information about both the sender and the recipient for qualifying digital asset transfers. For larger amounts, we may ask you to confirm the nature of the counterparty wallet and, where required, verify control. This helps keep your transactions safe and compliant.
