Pay anyone, settle
anything, from one balance.
Utility bills, supplier and agent invoices, a payment you are covering for a friend, money to family abroad, a top-up for the platform you trade on. One balance settles all of it, whether the destination is a bank account on the other side of the world, a card, a wallet address or an account you hold somewhere else.
Send to family, settle a bill and keep a slice invested, all from one balance.
Paying people and bills should not take days
A bill due today, an invoice an agent is waiting on, a transfer your family needs this afternoon: bank rails answer all three in working days, and charge twice on the way, once in fees and once in the exchange-rate margin hidden inside the quote. Volity answers all three from one balance, on terms you can see before you commit.
Every kind of payment, from one balance
Bills, invoices, agents, friends and family, in fiat or crypto, at home or across borders. It runs on the same rails as your multi-currency wallet and the wider payments infrastructure: SEPA, segregated custody and AML checks, already in place.
Pay bills, invoices and agents
Settle a utility bill, a supplier invoice or the agency running your advertising straight from your balance, in the currency they want to be paid in.
Send to anyone on Volity
Paying a person rather than a bill? Transfers between Volity accounts are free in the same currency and land in seconds, at any amount, as often as you like.
Cover payments for friends
Pay on someone else's behalf: fund a friend's withdrawal or take care of a payment for family without moving money twice.
Fiat to crypto and back
Convert in both directions across a wide range of fiat and cryptocurrencies at a flat 1% conversion fee. No hidden margin.
Where your money can go
One balance, and a short list of places it can land: a bank account anywhere in the world, a card, a crypto wallet, an account you hold on another platform, or a service you pay for.
To a bank account, worldwide
Send by IBAN or bank details and let it settle in the recipient's own bank, on any continent, with SEPA transfers covering Europe.
Back to a VISA or Mastercard
Move money out to a VISA or Mastercard, on its way within minutes of you confirming.
To any wallet address
BTC, ETH, USDT or USDC to any external wallet, on-chain, at network speed. See how sending crypto works.
Top up an account you hold elsewhere
Fund your own account on the venues you already use, from derivatives platforms like Hyperliquid to prediction markets like Polymarket, by sending USDT or USDC to your address there. Which venues you can use depends on where you live.
Pay for the tools you rely on
Subscriptions and services come out of the same balance, including AI market analysis from Investofil when you want a second read on gold or crypto before you act.
Anyone with a Volity account
Free in the same currency, and what lands is a live multi-currency balance, so they can pay their own bills from it, hold it, or put part of it to work straight away.
How people use it
Three senders, three different jobs, one balance doing all of them.
Amara supports her mother every month
Rajan sends savings home, not just spending money
Tomasz pays his agents by invoice
Built for everyone who pays and sends
Volity suits anyone with something to pay or someone to pay it to: business owners settling agent and supplier invoices, households covering utility bills at home and abroad, workers supporting family, freelancers splitting income, parents funding students, and friends covering each other's payments.
You do not need to be a trader to start, and you never outgrow the account. The same balance that pays a bill today can hold savings next month and reach global markets the month after. Volity grows with your financial life.
The numbers behind every payment
Crypto deposits are instant and carry no fee, custody is segregated, and every account is verified to global AML standards. What you send is protected on the way in, on the way through, and on the way out.
Get started in 4 simple steps
Online sign-up
Open a free account in minutes. Your recipient does the same, wherever they are.
Quick verification
A short identity check keeps every transfer inside global AML standards.
Top up
Top up from €10. Crypto deposits land instantly with no fee; VISA and Mastercard carry a 2.99% card fee.
Send or pay instantly
Pick a person, a bill or an invoice, choose the amount, and confirm.
Paying and sending, frequently asked
How do I send money to someone with Volity?
You both open free Volity accounts. From your wallet, choose an internal transfer, select the recipient and the amount, and confirm. The transfer settles instantly. To reach someone outside Volity, you can send BTC, ETH, USDT or USDC to any external wallet address instead.
Can I pay bills and invoices with Volity?
Yes. You can pay utility bills, supplier and agent invoices, and other payments straight from your Volity balance, in fiat or crypto. You can also cover a payment or withdrawal for a friend.
What does it cost to send?
Sending to another Volity account in the same currency costs nothing, at any amount and any frequency. For everything else the price is competitive and never a surprise: it is on screen before you confirm. Converting between fiat and crypto is a flat 1%, with no second charge buried in the exchange rate.
How fast does the money arrive?
It depends on the rail, so here it is honestly. Transfers between Volity accounts are instant, around the clock. Crypto and card payments are processed in as little as 5 minutes. Crypto sent to an external wallet moves at network speed. A bank transfer leaves immediately, but how quickly it lands depends on the receiving bank and the country it sits in.
What can the recipient do with the money?
Everything a full Volity account allows. They can hold the balance in fiat or crypto, convert in either direction at 1%, pay their own bills from it, withdraw from €10, or invest in 10,000+ markets directly from the same balance.
Does the recipient need a Volity account?
For instant transfers, yes, and opening one takes minutes at no cost. If they prefer not to open an account, you can send crypto to their external wallet address instead.
Can I send money to a bank account or a card?
Yes. Bank payments reach accounts worldwide: send by IBAN or bank details and it settles in the recipient's own bank, with SEPA covering transfers across Europe. Cards work too: money can go out to a VISA or Mastercard, usually within minutes.
Can I use Volity to fund an account on another platform?
Yes. Send USDT or USDC from your balance to the deposit address of an account you hold elsewhere, whether that is an exchange, a derivatives venue such as Hyperliquid or a prediction market such as Polymarket. It moves at network speed. Which third-party venues you can use depends on the rules where you live.
Which currencies can I pay and hold?
The Volity wallet supports USD, EUR, BTC, ETH, USDT and USDC, with a growing range of fiat and cryptocurrencies beyond them. You can hold them side by side in one balance and convert between fiat and crypto in both directions at the flat 1% rate.
Can I pay an invoice in a currency I do not hold?
Yes. Convert inside your balance first, in either direction between fiat and crypto, at the flat 1% rate, then pay. An invoice billed in euros can be settled from a USDT balance, and an agent who wants crypto can be paid from euros. The 1% is the only charge, and the payment still goes through in minutes.
