Volity is the trading and money brand operated by a four-entity group covering brokerage, payments, and corporate IP. Client funds sit under UBK Markets Ltd (Cyprus, CySEC licence 186/12). Volity Trade Ltd (Saint Lucia, registration 2024-00059) is the introducing broker. The structure is designed so each function lives under appropriate oversight, with a clean retail-facing brand layer on top.

Volity at a glance (2026)

• Wallet minimum: $0. Open with no minimum and start owning fractional shares from any balance.
• Trading account tiers: Markets ($50), Pro ($500), VIP ($50,000) for leveraged trading with progressively tighter conditions.
• Markets covered: forex, crypto, indices, real shares (whole + fractional), gold, commodities, stock CFDs.
• Platforms: Volity MT proprietary platform plus native web and native mobile apps.
• Funding rails: bank wire, card, SEPA, BTC, ETH, USDT, USDC. Free deposits and free withdrawals on every rail.
• Withdrawal speed: typically 4 hours, faster for crypto rails.
• Headline costs: $0 commission on Standard accounts, $0 platform fee, $0 FX conversion fee inside the wallet, $0 custody fee.
• Yield on idle balance: paid in-app on uninvested cash and stablecoins.
• Leveraged crypto: up to 1:50 alongside real spot crypto held in the wallet.

Who operates Volity

Volity is a multi-entity structure. Each entity covers a specific regulatory and operational role.

Entity	Jurisdiction	Registration	Role
UBK Markets Ltd	Cyprus	CySEC 186/12	Primary regulated broker, holds client funds
Volity Trade Ltd	Saint Lucia	2024-00059	Introducing broker
Volity Invest Ltd	Cyprus	HE 452984	Payment services
Volity Limited	Hong Kong	67964819	Brand and IP holding

Client funds sit under the CySEC-regulated UBK Markets Ltd structure with segregation under MiFID II. Day-to-day brokerage relationships flow through Volity Trade Ltd as the introducing broker. The brand and IP sit under Volity Limited (Hong Kong).

The wallet (the entry point)

The Volity wallet is the entry point for every client. The wallet is $0 to open and holds USD, EUR, BTC, ETH, USDT and USDC together. From the wallet you can:

• Buy real fractional shares from $0 (whole, fractional, or stock CFD)
• Trade forex, indices, commodities and crypto on the Volity MT platform
• Hold real spot crypto (BTC, ETH, USDT, USDC) without moving to a separate exchange
• Earn yield on idle cash and stablecoins
• Convert between currencies in-app at platform rates
• Spend the balance through a card or send and receive via IBAN

Trading account tiers

For traders who want leverage, Volity has three account tiers, each tuned to a different profile:

• Markets: $50 minimum to activate. Standard spreads at 0.6 pip on EUR/USD, no commission, demo account included. Built for new and intermediate traders sizing up gradually.
• Pro: $500 minimum. Tighter conditions, higher leverage limits per asset class, priority support. Suited to active traders.
• VIP: $50,000 minimum. Tightest conditions, dedicated relationship manager, bespoke terms. Built for high-volume and professional clients.

The wallet, real shares, real fractional from $0, in-app FX, savings yield, card and IBAN are available from the $0 starting point. Trading account tiers add leveraged trading on top.

Costs

Volity is built on a transparent fee structure with no marketing bonuses or hidden conditions. The headline numbers:

• EUR/USD spread: 0.6 pip Standard, no commission
• Commission on Standard accounts: $0
• Platform fee: $0
• FX conversion fee inside the wallet: $0
• Custody fee: $0
• Deposit fee: free on every rail
• Withdrawal fee: free on every rail
• Inactivity fee: structured per account type with grace periods

Overnight financing applies to leveraged positions held past the daily rollover, calculated at standard market rates per asset class. Spreads on indices, commodities and crypto are dynamic to market.

Platforms

Volity supports three platform surfaces, all built around the same execution engine:

• Volity MT: the proprietary trading platform built for the modern app-first generation, with the desktop power MT users expect.
• Native web: a clean browser experience for traders who want to trade from any machine without an install.
• Native mobile: full trading, wallet management and asset purchases from the phone.

Asset coverage

Volity covers the major retail asset classes with structural depth:

• Forex: major and minor pairs at 0.6 pip Standard EUR/USD pricing.
• Stocks: real whole shares, real fractional shares from $0, plus stock CFDs in the same account.
• Crypto: real spot BTC, ETH, USDT, USDC inside the wallet, plus leveraged crypto exposure up to 1:50.
• Indices: cash and futures CFD on major global indices.
• Commodities: gold, silver, oil and agricultural commodities via CFD.

Safety and segregation

Client funds are held in segregated accounts under UBK Markets Ltd (CySEC licence 186/12) under MiFID II rules. Eligible retail clients are covered by the Cyprus Investor Compensation Fund (ICF) up to EUR 20,000 per client per firm in the event of broker insolvency. Negative balance protection applies to retail accounts under ESMA rules.

For a full breakdown of the safety architecture, see the Is Volity legit safety review.

Verdict

Volity is the all-in-one platform that single-purpose brokers do not offer. The combination of a $0 wallet, real share ownership including fractional from $0, tight 0.6 pip Standard EUR/USD execution, 1:50 leveraged crypto alongside real spot custody, in-app FX, yield on idle balance, plus a card and IBAN tied to the same wallet, replaces what most retail investors used to spread across three or four separate accounts. Operating under CySEC oversight via UBK Markets Ltd with ICF protection makes the safety story comparable to any major EU retail platform.

Frequently asked questions

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